The European Unification Essays - Council Of Europe, Free Essays

The European Unification Essays - Council Of Europe, Free Essays The European Unification The European Unification 500 years prior, the European age started. Portuguese sailors cleared Europe out of the medieval age, and intensely helped Europe to develop. During the European age, steady wars were battled among the numerous countries that made up Europe. By 1945, Europe had everything except crushed itself. With the finish of the twentieth century, Europe has been given a noteworthy chance, an assembled Europe, it is an opportunity at new life, a supernatural occurrence as some think about it. On January 1, 1999, champagne plugs popped, firecrackers lit up the skies, and the people groups in Europe were glad. What is significant about this date? January 1, 1999 denoted the starting of the new single cash for the European Union, the euro. Many consider this to be a mammoth advance towards Europes long mission for solidarity. The Dutch paper De Telegraaf hailed the dispatch of the euro as the crown upon European unification. After numerous times of dreams, discretion, and postponements, European so lidarity appeared to be nearer than at any other time. Anyway as you will see, the European Union won't advantage Europe, rather it will fill in as a burden. So as to choose whether the EU will serve to profit Europe, or hurt it, we have to think about the history behind Europe. In 1993, the European Union was begun. Over all of Europe it was hailed as another open door for harmony, something that couldn't be dismissed. The EU started with five nations, who marked a settlement to join together and become more grounded. Presently, in the year 2000, the European Union has developed to somewhere in the range of 15 part nations, combined for a typical reason: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, the Netherlands, Portugal, Spain, Sweden, and the United Kingdom. These nations have at incredible cost, chose to roll out the improvement from singular nations, to an assembled gathering of individuals. The standards and prerequisites are severe, or, in all likelihood a lot more nations would have just joined. For what it's worth, there are numerous nations standing ready, holding on to be acknowled ged into the European Union; nations like Cyprus, the Czech Republic, Estonia, Hungary, Poland, and Slovenia. There are eight others that are anticipating their turn, however can't join starting at yet, since the extra charge doesn't come modest. Be that as it may, in time, the majority of Europe will join the EU and another United States of Europe will be conceived... ideally. What is the reason for the EU? All things considered, to put it plainly, solidarity. The entirety of Europe, for once, moving in the direction of similar objectives; no more wars, no more viciousness, dependability, and harmony. These are objectives each country on the planet endeavors towards These are the three columns which the European Union depends on: Column One: maintains the Treaty of Rome, as reexamined by the Single European Act, it presents a solitary market, where all can share and succeed, it remembers majority rules system for Europe, and the European Monetary Union (single money, European Central Bank, single financial strategy, coordination of financial strategies) Column Two: built up the Common Foreign Policy and Common Security Policy which make it incomprehensible for the Union to make joint move in outside and security issues. Column Three: builds up a refuge strategy, governs on intersection state fringes, a movement approach, the fighting of criminal operations, and incorporates customs, police and legal participation. These are the three columns whereupon all the EU must stand. The European Union offers much for Europe: a typical constitution, a solitary economy and cash, a typical international strategy, just as basic security and barrier strategies. It offers to enable Europe to turn into a significant politically influential nation, with an economy that can contend with the U.S. economy. In the case of everything works out, the European unifications will reinforce Europe, in its economy as well as in each other region too. What's more, in fact, enhancements can be seen. The European Union has just started to grow Europe's economy. Already, nations, for example, Finland had as meager an addition as 4% on their fares. Presently incomes have expanded 25% or more in these nations. Not exclusively Europe's economy has developed, however so has its security, just as its tranquility. Duties have been evacuated, and outskirts are checked simply by signs, alongside little gatekeeper

John Locke’s Vision of Political Order That Inspired American Constitution Essay Example

John Locke’s Vision of Political Order That Inspired American Constitution Essay John Locke’s vision of political request that propelled American constitution Content Introduction3 1Tabula rasa4 2First Treatise4 3Second Treatise5 4Political society6 5American Constitution7 Conclusion8 Resources9 Introduction As the title of this paper says the principle point of this article is to talk about John Locke’s vision of political request that motivated American constitution. So as to do that it is basic to present the absolute most significant thoughts with which had John Locke come up, attempt to clarify his hypotheses lastly to quickly experience the American constitution itself. John Locke, conceived in 1632, is one of the most persuasive thinkers, in his time, yet additionally numerous hundreds of years after his demise. Locke’s roots lay solidly among the Puritans who battled the Civil War for the sake of parliamentary constitution and a faithful church,[1] which greatly affected his future life. He entered Westminster school in 1646, and went to Christ Church, he graduated as unhitched male of medication in Oxford in 1674. His insight into medication and periodic act of the craftsmanship drove, in 1666, to a colleague with Lord Ashley (a short time later, from 1672, Earl of Shaftesbury). The associate, started coincidentally, immediaty affected Locke’s vocation. When Shaftesbury was made Lord Chancellor in 1672, Locke turned into his secretary for introductions to benefices, and, in the next year, was made secretary to the leading body of exchange. [2] John Locke followed Lord Ashley to Holland and afterward lived in the Dutch republic and France, as well. Anyway he has not begun his compositions until the arrival back to England. Locke is viewed as the Father of Liberalism and furthermore one of the most significant scholars of the Enlightenment. We will compose a custom paper test on John Locke’s Vision of Political Order That Inspired American Constitution explicitly for you for just $16.38 $13.9/page Request now We will compose a custom paper test on John Locke’s Vision of Political Order That Inspired American Constitution explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on John Locke’s Vision of Political Order That Inspired American Constitution explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer Because of his new hypotheses and his very wide scope of subjects he has propelled many after rationalists. Of his works is to be referenced the two most realized An Essay Concerning Human Understanding and Two Treatises of Government. This paper will generally manage the second named. Clean slate To more readily comprehend John Locke’s political hypothesis is important to present his principle thoughts in different fields of reasoning, as well. As a matter of first importance is to portray Locke’s vision of men. He thinks about that human are completely conceived as clean slate. Which implies that everyone is conceived with no inherent mental substance, they are for the most part totally plain. The knowledge, feelings, social conduct, most likely everything what makes a body into a person is found out as a matter of fact and discernment. There are no characteristics, which are individuals previously brought into the world with. First Treatise The Two Treatises were distributed in 1690. [3] Each Treatise has its own substance, the First Treatise centers around the argumentation against Sir Robert Filmer’s composing Patriarcha. The primary thought of Filmer’s work is that rulers are God’s officials on Earth. Based on this announcement, the entire government framework should be divine and the main conceivable kind of government is an outright government. Filmer legitimizes his thoughts with the assistance of Bible and the vision of Adam as the primary outright ruler. Locke emphatically couldn't help contradicting Filmer and trough the entire First Treatise, discovers contentions to invalidate Filmer’s hypothesis and bolster his dreams. Shockingly he determines a considerable lot of his announcements from Bible, as well. Locke’s First Treatise gave a depiction of God’s purposes which gives an enormous piece of the premise of the Second Treatise. [4] Second Treatise The Second Treatise covers wide scope of topics, which out and out make a predictable diagram of how the general public and its political framework agreeing Locke should resemble. One of Locke’s essential speculations is the one about normal law. Common law, comprehended as an all inclusive law set naturally, clearly existed before Locke. As per Locke, common law can be found by reason, so it is open to all individuals. Interestingly the celestial law is uncovered uniquely to individuals picked by God. Normal and awesome law are both reasonable, they can involve a similar scope of center and they don’t negate anytime. God is taken as mankind’s unrivaled, who forces moral commitments to people. These laws and commitments, in the event that they are seen accurately, should prompt a general request. This request is the supposed State of Nature. Locke guarantees that the condition of nature is a connection idea depicting a specific arrangement of good relations that exist between specific individuals instead of a portrayal of a specific geological region. The condition of nature is only the method of depicting moral rights and duties that exist between individuals who have not agreed to the settling of their desputes by the equivalent real government. 5] Locke expect that if God has not given straightforwardly capacity to any individual, all the individuals are made normally equivalent, further more they are generally common free with rights, for example, right to freedom, right to life and property, as well. His vision of property is a significant issue; he needed to take care of the difficult how to legitimize private property as the earth was given by God to all and in the condition of nature is everything normally possessed, as well. Locke constructs his contentions upon work, the way that man makes something by his own hands, which were given to him by God, permits him to express the last item as his roperty. As this definition all alone for all intents and purposes permits individuals to consider for instance a water well their property, Locke includes that nobody should take more than he quite for his life and happiness and that God didn’t make anything to be ruined or decimated. Locke opposes servitude, which compares to his concept of uniformity and opportunity. However there are two cases in which is subjugation adequate for him. Right off the bat when man causes an animosity against another person, at that point he can be oppressed and it would be considered as reasonable. The subsequent chance is when man subjugates himself to another by his own choice. This carries us to the subject of parental force. As per Locke individuals are brought into the world free, yet as they are conceived as clean slate, they are not adult enough to have the option to settle on their own choice dependent on reason. In this manner youngsters must be ensured by guardians until they build up their explanation and information to certain level. Political society Locke knows about the reality, that the condition of nature isn't reasonable for the general public and that the general public itself aim to make a type of common society with set up laws, which he calls ward. The supposed province has power, but since the force was given to it by individuals, individuals likewise reserve the privilege to make an unrest/common war if the framework isn't working as indicated by the arrangement, for instance when government acts in opposition to the authoritative. Individuals are allowed to expel themselves from their administration that is they are allowed to withdraw and to build up another region on the off chance that they see fit, for just an unequivocal guarantee or agreement can place man into a general public and, similarly as kids after arriving at development are allowed to leave their folks, so too are sans men to leave their general public. 6] And then again by joining a general public man surrenders his capacity to ensure himself to the laws of the general public. Setting up an administration is a totally reasonable act, the force given to government is to make sure about the open government assistance, shield residents from conceivable outer an imosity et cetera. Commonwealth as indicated by Locke has three viewpoints: official, authoritative and federative. The qualification is among capacities. One organization is to administer, another to execute the laws, etc, another still to direct outside relations. 7] Executive and federative are subordinate to authoritative. Locke needs preferably a mindful over an outright government. American Constitution In its most fundamental structure, the Constitution is an adaptable, legitimate record of rights and limitations. The Articles of the Constitution assert the state of government, partitioned into three branches, which are offered forces to hold the others under tight restraints to adjust government. The alterations award certain common freedoms, however like the articles, additionally affirm explicit guidelines and limitations on the individuals who are not conceded social equality. [8] As it is known, America was a British state for a long time; the issues began to rise, when The British Emporium began to all the more monetarily and politically stifle America. The charges were developing; America had no portrayal in the British parliament, the usual meaning of Townshend Acts-every one of these issues lead not exclusively to the extensively know Boston Tea Party, yet additionally to the upset and the introduction of United States of America. On the fourth of July 1776 the Declaration of Independence was received by the Continental Congress and from that point forward the fourth of July is the most significant day for all Americans. The Declaration of Independence and the American Constitution come from the possibility of a network, where the individuals are free, have their privileges, and where they can influence their legislature. Before the insurgency were all the principle laws coming right from United Kingdom, which fortified the need to have the country increasingly direct and clearly additionally progressively closer. End It isn't astonishing that Locke’s visi

Money Psychology The Inner Game of Mastering Money

Money Psychology The Inner Game of Mastering Money Money â€" one of the most difficult subjects to talk about and to master.Some might even say it’s the root of all evil and the cause of most of our problems.But what is really behind our money problems?Is it just an economic problem and our inability to spend less than we earn or could there be something more psychological going on?MONEY PROBLEMS ARE NOT ECONOMIC PROBLEMSThe key thought behind the concept of money psychology relies on the controversial notion that money problems people have are not economic problems.What this means is that the solution to solving money problems is not achieved by having more money â€" in short, you can’t think you can fix money issues with money because the problem is not economic in the first place.Having more money does not solve the problem.Sure, the above can be a bit difficult to believe at first. But think about the examples of lottery winners.There have been countless examples around the world of people winning more money than they could p ossible need, only to find themselves in money trouble later on.It’s a drastic example but it goes to the heart of this idea of money being more about your mind than the number on your bank account.Even when the lottery winners had a lot of money to solve their problems, they couldn’t do it â€" in some cases they even found themselves feeling more depressed and in deeper money problems.A person who never had debt could well find him or herself in a position of bank loans after a lottery win and a few sour investment deals.With the above comes the idea that people like Tony Robbins and Leo Gura have been talking about: money problems are psychological.Since your behavior with money is not linked to the amount of money you have, but rather the psychological approach you have, the solutions cannot be economical.You will solve your issues with money and learn to master money when you identify and solve your emotional approach to money.Now, before I continue to outline the psychologi cal problems we tend to have with money and the solutions to mastering money, it’s important to note what the above is not saying.Even though money issues are not economical, it doesn’t mean they are not real â€" the debt you have or the problem you have with spending money are real problems requiring fixing.It’s just that the fix isn’t about throwing more money on your way, but rather changing your attitude to Money.LEARN ABOUT YOUR STORY OF MONEYThe key to unlocking your money problems starts with understanding your relationship with money.You essentially have a relationship with money or a story you’ve created around money.The statements and stories we can find ourselves telling about money can be something like:Money is always short.More money will solve my problems.I’m so bad at understanding what things are worth.I will be happy once the mortgage is paid.Only the super lucky people will become rich in life.And so on. The stories are the dialogues you’ve created a nd the set beliefs you have about money, which then directly influence the way you deal with money.You might, for example, tell yourself money is not something you can obtain in abundance because only a few have it. This internal belief will then guide your decision-making.The interesting thing about the money story is how it often comes directly from our childhood.Studies have shown our attitudes to money are often directly related to the experiences we had as children â€" more specifically in terms of how we experienced our parents’ money attitudes.Our parents’ behavior and attitude to money can influence us in two distinct ways. You can:Follow your parents’ attitude directly â€" Your dad was a big spender and so you turn out to be one as an adult.Follow the opposite path to your parents â€" Instead of splashing out money like your dad, you take the opposite approach and hold on to your money as tightly as you can.These stories and behaviors are the problems for our money pr oblems. We either copy the bad habits of our parents or we try to compensate by going to the other extreme with our behavior.The key to understanding is how your money problems and attitudes to money are not often your own development but a cause of your surroundings and the internal story you’ve been writing about money.When it comes to understanding what your story about money is â€"what it means to you and where the problems come from â€" you need to answer a few important and often difficult questions.Here’s a list of the question you need to understand in order to understand your money psychology:What does money mean to me?What was my family’s attitude to money?What are my most evident money struggles?What are the things I fear about money?What are my ideological beliefs about money?When do I play the victim in terms of money?Why do I think I haven’t mastered money yet?Answering these questions will start revealing to you the inner discussion you have about money.Perhap s you feel you’ll never be able to have enough money or you think money is abundant and you shouldn’t worry about it.Identifying your relationship with money and noticing how much of it might be a result of what your parents did can help you create your own story instead.You can realize those money problems aren’t economic, but more a result of the stories you’ve been telling yourself.You might realize that your desire to keep saving more and more is a result of your mother spending money and leaving the whole family to suffer as a consequence.THE PSYCHOLOGICAL PROBLEMS STOPPING YOUR FROM MASTERING MONEYThe narratives you’ve built often lead to a cycle of behaviors and attitudes that keep reinforcing the story and worsening your money problems.The reason you don’t master money is a combination of the following psychological problems: fear, limiting beliefs, a sense of victimhood, and either procrastination or sense of urgency about money.FearFear is perhaps the most comm on emotion we have when it comes to money. Think, for example, a moment when your dishwasher/car/fridge/TV broke and you suddenly realized you had to pay for this extra expense?You probably felt a surge of panic wash over you.Not knowing if you have enough money to pay the bills creates the same kind of ‘fight of flight’ reaction as we used to experience roaming around on the plains and hearing the bushes move. Money problems can seem life ending and impossible to solve.However, the problem with fear is that it affects your performance.If you make money decisions based on fear, you’re not rationalizing the situation.You’re not making an informed decision on the topic because youre just afraid the worst might happen.You allow money to essentially have a much bigger hold on what you do than you should.Two main psychological money problems stem from fear. These are:Emotional spending â€" Your fear of things causes you to spend more money, as you use it to feel safer. You might be afraid that people will leave you or stop loving you if you don’t shower them with material gifts and so you spend a lot. You might feel scared about your loss of a job that you try to throw money at the problem â€" you apply to courses, you buy new outfits for interviews and so on. You’re afraid and your reaction is to solve the problem with money.Emotional hoarding â€" The opposite reaction caused by fear can be about hoarding money. You are so afraid of not having any money that you keep saving it and avoiding any kind of spending, even when it might have the potential to make you more money. This will lead you to lose out on opportunities and ultimately lead you to have a less fulfilling life â€" you don’t do anything that would cost money because you are afraid of the ‘what if’.These fears then result in limiting beliefs â€" stories we keep telling ourselves that lead us to make bad money decisions.Limiting beliefsYou might also have limiting beliefs in your head a bout money, which keep you from mastering money.These are deep-rooted in those narratives you’ve created around money based on your childhood experiences â€" your adult experiences can then reinforce these beliefs further.There are a number of different falsehoods we tell ourselves about money, but the most obvious things include things like:The economy is not good enough for me to make money.The corporations have all the power â€" a single individual can’t do anything.My career path doesn’t offer me enough options to make money, I’m in disadvantage when it comes to other people and their careers.Not everyone in the world can be rich, that’s not how money works.I don’t make more because my boss and the people around me just don’t appreciate me enough or they are greedy.As I’ve said, these attitudes often stem from childhood and they are reinforced by things we see around us, and which we interpret according to our narrative.For example, if you thought money is evil a nd that only greedy and bad people make it, the 2008 crash might have reinforced your idea of evil bankers using the ‘common people’.Whatever the causes are, you still somehow associate money at the centre of your belief and give it the same evil narrative.Instead of thinking it’s just some bad apples in a basket behaving atrociously, you think money itself is bad.Why do we hold on to these beliefs?Well, it’s hard to get rid of a storyline that’s deep-rooted in your mind.But the beliefs are also reinforced by misunderstandings â€" for instance, you might not know enough about the company’s finances to be certain your boss isn’t giving you a raise and feel it’s just because he hates you â€" and our fears.The idea of staying poor might seem scary and so we feel we need to blame the industry, the company or the economy for this sick feeling we have in our stomach.Which leads to the third psychological problem: playing the victim.Playing the victimIt is quite easy to bla me the victim, isn’t it?It’s such an automated response, again caused by the fight or flight reaction we get when we perceive to be under threat. When a boss complains to you about missing the deadline, you probably come up with an excuse and blame it on something else â€" or, at least, think to yourself that it wasn’t really your fault.When it comes to money, we love to play the victim.We have tons of excuses for why money is a struggle for us â€" the economy is not good now or the company we work for is just bad at appreciating real talent.It’s so much easier to feed the narrative money is somehow against you, instead of owning up to your own situation.You are stuck in your job because the economy is bad and there’s nothing else out there, not because you don’t educate yourself further or actively look for roles outside of your comfort zone.Playing the victim is an emotional excuse for being scared and stepping up. It is scary to think you just need to stop working and go back to school to take more control of your money situation.Of course, it seems spooky to start a business and not know what is going to happen. It feels more comfortable to just sulk and say the economy is stopping you from achieving your true potential.Leo Gura has made a great video about victimhood and how you can get past it. The video is over an hour long, but definitely worth watching at some point: Playing the victim tends to lead to two further psychological problems we have with money: excessive procrastination or a sense of immediacy.ProcrastinationProcrastination is a big problem for many of us. In terms of money, it can result in behaviors and attitudes like:I’ll pay the bills a bit later.I’ll do this business plan later.I might go back to school one day.I’ll write that book once I have time.There are countless examples like that. We think of money and the actions we think might lead to money as “someday in the future”.We identify the problems and perhaps think we have the solutions, but the actions are not immediate but rather something we hope to do “one day”.The procrastinating way of thinking often also comes to play in terms of materialism. When we think money can solve things and better and newer things are the solution, we push the problems away and into the future.Things like “I’ll be happy once I get a bigger house in the future” are commonplace.However, we don’t stop to think that there is no reason for:Us to not be happy at this point in time, orUs to not buy that bigger house right now.If you thought the second point is obviously because we are at the start of our careers, we haven’t saved enough and so on, you are essentially falling to that victimhood trap â€" you think you can’t have it for external reasons, not your own lack of commitment to having the money right now.Of course, for some people procrastination manifest as total ignorance about money. You might feel it’s not your concern and you shoul dn’t have to think about money.This can, of course, lead to huge money problems â€" you don’t prepare for your retirement, you can’t buy sudden expenses and so on.Sense of immediacyNot everyone goes on the route of procrastination.Some use the fear and limiting beliefs to create a sense of immediacy around money.You feel you must make a lot of money right now, perhaps you feel like the economy won’t be good forever so you need to reap everything you can right now.Your sense of victimhood might also make you feel entitled to more money â€" I work so hard so I must make more.   The problem with this is that it can easily result in bad judgment.There are tons of improper ways of earning money, such as stealing it from others or signing up with a dodgy pyramid scheme. These are designed to quench our thirst for immediate gains but naturally, won’t work as a long-term solution.If you prioritize money over other things in your life, you also risk feeling unhappy.When you feel yo u just need to make as much money as possible right now, you might not have time to enjoy your friends, start a family or live your dreams â€" one day you’ll realize you spent all your life sitting in the office and the huge bank balance might suddenly not feel worth it.CHANGING YOUR INNER MONEY PSYCHOLOGYSo, if those are the problems how can you go about changing them?The simple answer is that you need to shift your attitudes. If you can’t change your thinking, then you can’t solve your money problems. Only by getting rid of the harmful and toxic stories, can you replace them with better ones and start being the master of money instead of having it control you.There are two important things to understand about money psychology at this point.First, you have money triggers which can occur even when you aren’t directly involved with money. These are the stories you’ve been telling yourself and the emotional reactions you might have.For example, an emotional trigger such as a loss of friendship can make you reach out to your credit card. Identifying these will be an essential part of becoming a master in money.The second point is about the money traps around you. There are schemes and situations out there in which you won’t make money no matter how good you are â€" things like Ponzi schemes are out there and will be hurtful for your bank account.These are real problems and you need to be aware of them in order to avoid them.Realizations you must makeThe realizations you need to make are not rocket science.However, if you’ve ever tried to stick to a diet or exercise routine, you know that change is not always easy.You need to make sure you identify your story and that you fully understand the psychological barriers you have created. After this, you can start using the below realizations to create a healthier story about money.Here are the key realizations you should come to about money:The trap of materialism exists and I must be aware of it. Money c an buy things, but you can easily be sucked into the rabbit hole of materialism. There will always be a newer smartphone to buy or a bigger house you can get. You need to realize the trap and understand that money cannot fulfill your other needs.Money won’t solve other problems in my life. As eluded above, you must also realize that money is not powerful enough to solve your other problems. You can’t buy relationships with money or repair a broken heart. You can try, but you won’t succeed.Money is not evil or inherently good. While it’s super easy to blame money for the problems, money isn’t inherently evil or good â€" money just is. It can be a force for good (feed hungry children) but it can also do evil things (corruption, prostitution, etc.)Money is not a win-lose situation. Similar to the above notion, you also need to realize that money is not either win or lose. In fact, a great example of this would be the whole practice of investing. Sometimes you win and sometime s you lose.I am 100% responsible for my money situation. The bottom line and the most important realization you can make is the above one. Your current money situation is not the fault of the economy or your spouse or your cat â€" you are responsible for your money situation. You have the power to change it because you have the power to change your approach and attitude to money.It can be helpful to make these into your own ‘money mantras’ â€" when you notice yourself falling for money traps or triggers, you can take a moment and remind yourself of the above.HOW TO START MASTERING MONEYThe realizations alone are not enough and you can take other steps in order to strengthen your money game.But before I outline the strategies that help you master money, there is something important you must realize.There is no blueprint for solving money problems or for making money â€" in fact, the above should have taught you to stop thinking more money is the only way to go.You’ll master mon ey by realizing your own unique stories and identifying the internal psychological barriers you’ve created.You need to take them down by changing your thinking and dialogue about money.This can be difficult and the methods vary.However, when you are able to internalize those important realizations, then you can move on to mastering money and improving your money situation with the following steps.Learn about moneyThe more you know about money, the better able you are to master it.If you don’t know how mortgages work at all, then you are more prone to making mistakes or falling for a bad deal.It really is rather straightforward â€" by increasing your knowledge about money, you improve your ability to control and manage it.Therefore, if you want to master money, your first step is to learn everything you can about money. What is money? How does it work?There are great resources to do this and you don’t need to get an Economics degree to know more about money. Some great resource s in terms of learning about money include:InvestopediaKhan AcademyMotley FoolThe Behaviour GapDave Ramsey’s blogThese books about moneyFurthermore, for most people, things like how to save and invest are important. These should be among the basics you want to learn about and you can then expand your understanding as you deepen your relationship with money.For example, if you want to launch a business, don’t do it without learning about the financial side of running a business.The benefit of knowledge is the increased awareness. You learn to recognize the pitfalls and the money traps around you.You realize getting a seventh credit card is not financially rational at this point because you know it can damage your credit score and you are actually better of increasing the credit limit in one of your other cards.Creating a long-term strategyWhen it comes to solving money, you can have two major problems in terms of strategic thinking. You can either:Focus too much on short-term gai ns, orFocus too much on long-term gainsEither approach is going to hurt you because you don’t have a balanced view.You might overlook the need to have money in the future, finding yourself thirty years down the line without any pension plan.Alternatively, you might focus on saving for the future, without being able to enjoy the moment or dealing with an immediate money crisis.Therefore, you need a long-term strategy that ensures your finances are in order now and in the future. How to do it? You need to start with two simple steps:Listing out and understanding all of your current sources of income.  Including regular income such as salary, as well as irregular income such as occasional rental income from a holiday home.Listing out and understanding all of your current sources of spending.  Including regular spending such as gas and electricity bills, together with more irregular spending such as entertainment or clothes spendingThis gives you and understanding of what your current situation is and makes it easier to focus on the two cornerstones of a strategic money plan:Investing, andSavingYour focus has to be in having a strategy to invest and save both in short- and long-term. You need an investment strategy that could quickly yield income for you, as well as a long-term strategy for ensuring you continuously expand your savings.In addition, it’s crucial to identify how you can start generating income without much effort. Passive income is a key part of a good money game. For more information on the topic, check out the inspiring TED talk: Adopting proper money habits and disciplineNow that you’re aware of money and you have crafted a strategic vision for obtaining it, you can move on to building better money habits and discipline around money.The easiest way to do this is by creating a proper budget aligning with the above goals. Your budget has to focus on the following information:Knowing your weekly, monthly, and annual incomeCalculate the expense s and the incomeCreate a detailed list of the sourcesMonitoring the progress of your spending on a weekly, monthly and annual basisAllows you to recognize the trends in your spending habits or income sources Source: budgeting-wantsversusneeds.wikispaces.comYou also need to become face-to-face with your money triggers and any emotional problems you might have that result in bad money habits.For example, your food bill might be unreasonable high because your relationship with food is not balanced â€" perhaps you feed your loneliness with over-eating.The problem is not fixed by simply watching your spending like a hawk, but through fixing the emotional issue triggering you to spend.If you find yourself suffering from emotional problems that manifest in money problems, you should take personal development courses or talk to councilors.Don’t worry about the money at this point, but focus on removing the emotional blockage first.Ensuring money is a by-product of your passionAbove all, mastering money means understanding it is something that just happens as a by-product of your passion.If you listen to any business leader, they will tell you need to be passionate about your business for it to succeed. The same echoes directly to making money in general â€" if you do something you are passionate about the money will follow.The idea doesn’t mean you couldn’t make tons of money.Rather, the aim is to ensure what you are doing is not because of money â€" that money is just a positive coincidence.For example, you might make a lot of money investing in property. The reason you are successful is not because you wanted to find a field where you can make a lot of money (indeed, plenty of people lose on the property market), but because you are doing something you are passionate about.You love investing in properties and your passion drives you to learn more and be better at it â€" because you gain more knowledge, you also gain more money.It works the same with things like arts. If writing is your passion, then you need to find a way to put your heart and soul into it. To find the ways you can make money with your passion â€" writing books or becoming a copywriter.What’s imp ortant is that money isn’t the driving force for the things you do. You don’t write, or draw, or invest, or play video games in order to make money, but you do something you are passionate about and get money as a by-product.THE BOTTOM LINE ABOUT MASTERING MONEYYour problems with money are not solved by economics.Whether you can’t save enough or you don’t know how to solve your debts, the answer to your problems doesn’t come from finding a way to have more money, but solving your inner story.What do you tell yourself about money and your ability to have it and manage it?You can only get on top of your money issues and master money if you identify and change your attitude. You need to detach the emotion from money â€" it isn’t evil and it isn’t good.It’s a neutral vehicle and it definitely isn’t the solution to your problems.Once you realize you can take the steps to mastering it- you can learn more about it, create proper strategies and behaviors and ensure your li fe doesn’t revolve around it.

Performance Appraisal as the Most Flawed of all Human Resource Management Practices Free Essay Example, 2500 words

What remains to be seen is the fact that employers need to come up with certain strategies and devise ways and means through which their success could be envisioned in a proper way. The performance appraisals seem to be dysfunctional in nature and hence the remedy must be found at the earliest to plug the gap (Catano 2007). What makes the performance appraisals as flawed in essence is the fact that they have not been able to deliver value both for the sake of the organization as well as for the employees themselves. This means that they have been nothing short of being absolutely chaotic in existence and something somewhere needs to be done so that sanity can prevail within the relevant ranks. The flaw stems from the fact that the employees feel a sense of negativity with regards to these performance appraisals. They think that this will eventually bring them in the light of being non-workers, who are unable to deliver value for the sake of the organization, which is absolutely wron g in its disposition and should not be thought of as such. We will write a custom essay sample on Performance Appraisal as the Most Flawed of all Human Resource Management Practices or any topic specifically for you Only $17.96 $11.86/pageorder now The performance appraisals are basically coined so that the employees can derive value and thus gain a leaf out of the book of the human resources management. They can learn that the best way forward within an organization is to show that they work to best effect within it and that all their actions, behaviors and manifestations are in line with the codes and policies as issued by the human resources management (Sulsky 1998). The human resources management, therefore, takes the mantle of the organization and does all that it could so as to be the lone savior for its eventual success within the lengths and breadths of the company. If the HRM is not doing its job properly, then this can easily mean that there are certain shortcomings which need to be plugged in at the earliest. What one understands from this is that the performance appraisals act as the savior under such circumstances.

Essay on Narration and Perspective in Pramoedyas Inem

Narration and Perspective in Pramoedyas Inem Tradition represents an integral component of ones cultural identity, and this is especially so in this rapidly changing world which we live in, where the boundaries between different cultures are increasingly being blurred and distorted by the process of globalisation. While traditions do define the beliefs, practices and collective experiences of a people, the continued existence of certain socio-cultural institutions in which discriminatory and repressive measures still persist cannot be condoned. It is this very dimension that Pramoedya addresses in his short story, Inem: The narrators reminiscences of his childhood perform a serious social commentary and incisive social critique†¦show more content†¦While the comment that She was polite, unspoiled, deft and hardworking - qualities which quickly spread her fame even into other neighbourhoods as a girl who would make a good daughter-in-law (Pramoedya 139) in the expository paragraph does not exactly constitute an instance of prolepsis (a glimpse into future developments in the story), it anticipates the inevitable course that the story takes, and establishes where such a societys priorities lie, as well as what the narrator ultimately focuses on - the (unjust) power relationships between men and women/parents and children. In addition, as one negotiates through the narrative, it is difficult not to help experiencing an impending sense of disaster, which accentuates the idea communicated to the reader that something is inherently and fundamentally wrong with practices such as child marriage; for the narrators memories of Inem do not manifest themselves in a haphazard, discordant fashion, instead, this is effected through the lineal development of the plot that moves inexorably towards the tragic denouement of Inems story. Of course, this narrative not only becomes effective through its structural attributes, but also crucially through the considerable degree of verisimilitude it displays. After the initial innocent exchange about marriage between the narrator as a child and the young Inem that sets the tone for the rest of the narrative, we are rapidly presented and drawn

Us Military Endeavor in Bosnia 1993-1995 Free Essays

string(164) " Through another UN Resolution, that was formally not necessary, the UN and NATO decided to intensify their air attacks by almost 2000 attacks in a couple of days\." US Military Endeavor in Bosnia 1993-1995| | 08. 12. 2009| | Introduction: With Josip Broz‘s (Tito) death in 1980 the former Socialist Federal Republic of Yugoslavia has lost its political leader. We will write a custom essay sample on Us Military Endeavor in Bosnia 1993-1995 or any similar topic only for you Order Now Tito supported a wide ethnic representation in his country and a division of power. Without his strong leadership Yugoslavia would have broken up years before the Balkan war in 1992. Yugoslavia was politically weak without Tito and the country was hard hit by an economic crisis in the early 1980ies. Calls for comprehensive reforms were growing, especially from the constituent republics Slovenia and Croatia and the central government became incapable of acting. More and more power was given up to the constituent republics. At the beginning of 1990 the Yugoslavian unity party SKJ (Savez Komunista Jugoslavije) has fallen and majority party elections were established in Slovenia, Croatia and Bosnia and Herzegovina. Political Parties were established that functioned mainly in the interest of their ethnical background. Hence the rivalry between the parties for more power developed into an ethno-political rivalry. On June 25 in 1991 Croatia and Slovenia declared their independence. Directly after, armed conflicts started between groups which defended their territorial and the Yugoslav People’s Army (JNA), the last institution of the SFR Yugoslavia. More and more constituent republics were involved and soon a war started that we will remember as the Yugoslav war that later reached Bosnia, where most of the fighting took place. It was a bloody civil war between neighbors in South Eastern Europe in the late 20 century that was ended too late. Many victims would be alive if the international audience would have been more concerned about its importance of involvement. The United States, as one of the countries, acted too late at the expense of human life. The Bosnian war was a failed humanitarian intervention of the UN, a weak NATO presence and a US policy that planned [†¦] to pursue a U. S. ommitment to Bosnia-Herzegovina that is short-sighted in vision and transparent in end state The ‘symbolic’ presence of the UNO and the early stage of the war In 1991 The United States just ended the Gulf War and hence the majority of the American population didn’t see the point in involving themselves into another war. It was an ongoing dispute of whose responsibility was to intervene in the Bosnian War. George Bush’s policy indicated to use diplomatic initiatives rather than the usage of A merican military force. After being involved in World War I and II the United States saw their mission in Europe completed. There was no more a Soviet threat and the European Community (EC) should be ready to deal with its problems by themselves which was also accomplished by the Maastricht treaty in 1992. The countries in the EC should be stable enough to ensure democracy and peace in Europe. However, the actions that have been initialized by the EC failed. The countries couldn’t find a consensus of working together and using a strategy that would end the war. The Yugoslavian conflict parties arranged, with the initiative of the EC, a plan on June 29th in 1991. The plan provided 3 points which was 1) ceasefire between Slovenia and Croatia and the withdrawal of their armies 2) Slovenia and Croatia should pause with their declaration of independence for 3 month 3) Serbia should give up his resistance towards the new elected Croatian President Mesic Beside the 3rd point all the other attempts to end this war failed. Another failure of the EC was to rush into recognizing Slovenia’s and Croatia’s independence. Bosnia was even rushed to motion its independence between the times of December 16th until December 23rd 1991. A week that was given to consider establishing a country which history is very diverse and complicated. In the late summer of 1991 the Moslem politician Izetbegovic asked the UNO to send observers and a peacekeeping force because he knew what a war would cause in Bosnia. The attempt failed due to the UN principles to intervene when all intern actions failed to prevent a civil war. After the war broke out the UN decided to send 100 and a few month later in June 1992 1. 000 peacekeepers to Bosnia. The modest aim was to ensure a complete defeat of the Moslem population with a minimum of UN forces. NATO In early May 1992 the UN sanctioned Yugoslavia or the parts that still remained Yugoslavia (Serbia and Montenegro) and a few days later the UN Security Council placed an economic embargo on Yugoslavia. NATO warships were sent to the Adriatic Sea to enforce the internationally est ablished embargo. In October 1992 the UN Security Council decided to forbid any military flights of the warring parties. However, there have been various violations against the flying ban. Therefore NATO decided to start their direct combat mission in the air in April 1994. It didn’t stop the Serbs to take UN peacekeepers and other observant as hostage. Thus the NATO’s first air attacks did not have a great effect for stopping the war. The establishment of ‘UN protected zones’ and the case of Srebrenica The UN protected zones were established mainly for the Muslim population that was surrounded by either Croatian or Serb territory. Building protected zones was another attempt to secure civilians even though they were fairly against the UN principles of impartiality and agreement of all warring parties. The history has shown us that the UN peacekeepers were tricked by the Serbs and the ‘protected zone’ was used to facilitate covert genocide that we know today by the name of The Srebrenica Massacre in July 1995. End of the war After violating the protected zones in Srebrenica and Zepa, NATO decided for massive air attacks on military and logistical targets of the Serbs. Until this moment there have been ten NATO air attacks during the war. It was obvious that this was not enough to end the war. Through another UN Resolution, that was formally not necessary, the UN and NATO decided to intensify their air attacks by almost 2000 attacks in a couple of days. You read "Us Military Endeavor in Bosnia 1993-1995" in category "Essay examples" The war ended but it was a very long way for the US to decide the various kinds of intervention. Opinions went from not getting involved at all because the EC should deal with it by themselves to deploying US troops, first for humanitarian or peacekeeping efforts then for United Nations (UN) or NATO military actions, including rescuing UN peacekeepers. According to several polls at the beginning of the war, the Americans would support any of the humanitarian interventions and multilateral agreements. ‘Bosnia reveals that the ‘‘post-Vietnam syndrome’’ was still apparent in the preference of most Americans to stay out of foreign entanglements since the Reagan-era involvements in Central America’. Nevertheless, most Americans were sure that Bosnia won’t be the next Vietnam. Polls also show that interventions should be used if there is a case of genocide. However, it was a long way for the US government to fulfill the peoples will. It was talked too much around and the media used terms such as ‘civil war’ or ‘ethnic war’ to undermine the need of stronger interventions at the beginning of the war. A Presidential term was coming up and the need of actions was put aside regardless of moral principles. In a democratic country that is based on a will of people with representatives elected by the people, a public opinion is a crucial right. If a poll shows that most of the Americans agree with military humanitarian intervention before 1995 why did a hegemonic power, as the US back then, didn’t interfere earlier with more pressure on the International community to act stronger and precisely. A diplomatic intervention in 1992 had a great impact on the course of the war until 1995. The United States has supported the UN resolution of preventing genocide, as it was before declared to be a crime under international law. Sadly neither Bush senior nor Clinton have made efforts to prevent genocide in Bosnia. Samantha Power wrote ‘it is in the realm of domestic politics that the battle to stop genocide is lost. American political leaders interpret society-wide silence as an indicator of public indifference. ’ Not until Srebrenica did the domestic and international politics pushed Clinton into action of interfering with massive military forces which at the end brought the war into an end. ‘Clinton rode into the White House rallying against Bush’s non-interventionist policy and favoring commitments to stop genocide. Facing a re-election year, a time when an administration’s promises are measured against their actual accomplishments, Clinton was particularly sensitive to challenges to his earlier pledges. Dole’s role augmented an explosion of a united media campaign, increasing international pressure for intervention, and the embarrassing fall of a U. S. -backed ‘safe zone,’ aggravating Clinton’s original commitments to put an end to the Bosnian genocide and made the political costs of non-intervention too high for the Clinton Administration to withstand. Because of this conglomeration of pressures, Clinton could follow his own moral convictions and stop the genocide. ’ In conclusion: The US intervention in Bosnia has three significant phases. The first phase included a diplomatic interference at the beginning of the war. It was an European problem. Thus Europeans should deal with it. The second phase was a very modest humanitarian-military intervention (UN and NATO) by the US, in an area where such ‘experiments’ are fatal in the course of the war. The UN ‘peacekeeping master plan’ failed completely for one good reason. No one can heal a huge wound with a simple band aid. After 3 years of a bloody fight and a never ending war what could the hegemonic power US do? Either withdraw its troops and run away and be an audience of a war that might have murdered a whole ethnic group or reinforce and fight. The third phase, which finally ended the war, it was crucial that the US as well as the EC, NATO and the UN realize the importance of a strong military interference which is based on a common consensus. The European Community failed completely to solve its Balkan problem due to self-interests, premature decisions and a lack of a consensus. However not being involved in the war, as some US elites suggested at the beginning of the war because it is an European issue, would have been against the principles of human rights and would have created a humanitarian disaster similar to the one in WWII. Bibliography Karadjis, Mike Karadjis. Bosnia, Kosova ; the West. Resistance Books, 2000. Kull, Steven . â€Å"Americans on the Crisis in Sudan. † The American Public on International Issues N. p. , n. d. Web. 28 July 2009. ;http://www. pipa. org/OnlineReports/Africa/Sudan_Jul04/Sudan_Jul04_rpt. df;. Mellenthin , Knut . â€Å"Der jugoslawische Burgerkrieg, die UNO und die NATO. † Jugoslawien N. p. , 14 Dec. 1995. Web. 27 Nov. 2009. ;http://www. knutmellenthin. de/artikel/archiv/jugoslawien/der-jugoslawische-buergerkrieg-die-uno-und-die-nato-14121995. html;. Petrilli , Danielle Petrilli . â€Å"More Than Witnesses at a Funeral? : The U. S. and Humanitarian Intervention . † Duke Journal of Politics Duke Universit y, 2006. Web. 28 Nov. 2009. ;http://www. poli. duke. edu/undergrad/D. %20Petrilli%20writing%20sample. doc. ;. Power, Samantha. A Problem From Hell† America and the Age of Genocide. New York: HarperCollins, 2003. Print. Rachal, Louis N. â€Å"U. S. Strategy in Bosnia: Are We Really Committed?. † Military U. S. Strategy in Bosnia: Are We Really Committed? N. p. , 1997. Web. 28 Nov. 2009. ;http://www. globalsecurity. org/military/library/report/1997/Rachal. htm;. Sobel, Richard . â€Å"Trends: United States Intervention in Bosnia. † Public Opinion Quarterly Oxford Journals, 1998. Web. 27 Nov. 2009. ;http://poq. oxfordjournals. org/cgi/reprint/62/2/250. pdf;. ——————————————- [ 1 ]. Rachal, Louis N. â€Å"U. S. Strategy in Bosnia: Are We Really Committed?. † Military U. S. Strategy in Bosnia: Are We Really Committed? N. p. , 1997. Web. 28 Nov. 2009. . [ 2 ]. Sobel, Richard . â€Å"Trends: United States Intervention in Bosnia. † Public Opinion Quarterly Oxford Journals, 1998. Web. 27 Nov. 2009. . [ 3 ]. 80% of the respondents of the PIPA survey said that if the UN determines that genocide is occurring, the UN, including the US, should act to stop the genocide by military force if necessary http://www. ipa. org/OnlineReports/Africa/Sudan_Jul04/Sudan_Jul04_rpt. pdf [ 4 ]. â€Å"Crimes within the Court’s Jurisdiction. † Development and Human Rights Section United Nations, n. d. Web. 28 Nov. 2009. . [ 5 ]. Power, Samantha. †A Problem From Hell† America and the Age of Genocide. New York: HarperCollins, 2003. Print. [ 6 ]. Petrilli , Danielle Petrilli . â€Å"More Than Witnesses at a Funeral? : The U. S. and Humanitarian Intervention . † Duke Journal of Politics Duke University, 2006. Web. 28 Nov. 2009. . How to cite Us Military Endeavor in Bosnia 1993-1995, Essay examples

Order can be glimpsed in the chaos Essay Example

Order can be glimpsed in the chaos Essay What the chaos theory does is to not likely contradicting the theories of determinism but point out the limitations of determinism3. The limitations would involve the long-term predictability of such as weather prognosis an example is, few days of prognosis in advance would be no problem, but a month ahead of weather prognosis would be impossible for meteorologist. So this gives an insight of how the principle of determinism is limited, and how the chaos theory on a larger scale emphasizes on the weaknesses of science rather than the strengths. 4 Nonetheless, a counterargument would argue against science being a prediction tool, as meteorologists do not base their information on predictions, unlike the Mayans, they do studies that prove their predictions. However predictions are being made regarding the weather all the time, if I look up at a grey sky in the summer, I would most probably be expecting rain and not snow, and my chances of being right would be considered quite big as I acknowledge my previous experiences with rain in my past. The opposite of chaos is order, and as we are dealing with both chaos and order, I think that including the relevance of order could be beneficial to enhance our understanding further in this matter. Control, or in other words order, is something often discussed about when speaking of chaos theory, if I was to define chaos theory in my own words I would probably put it between determinism on one hand, which could predict everything, and having total chaos on the other hand, in the sense of not being able to predict anything at all. We will write a custom essay sample on Order can be glimpsed in the chaos specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Order can be glimpsed in the chaos specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Order can be glimpsed in the chaos specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Therefore the chaos theory does consist of both prediction but also probability. So another approach or different aspect of this claim could be the regular muscle contractions of the heart, as the heart does not at all times deliver a perfect rhythm of heart beat. These middle grounds that the chaos theory is lying on can also known as the ancient dichotomy which refers to many ancient societies believing that the future is foreshadowed, but also that chance is a different major factor in our lives working simultaneously as predictions. 5 Hence as a conclusion to the knowledge issue, I think a reasonable response would be that the attempt of scientific methods to establish truths are relevant to some extent depending majorly on what is being established, such as the prognosis of weather can only be studied in a short term period, whereas when examining the muscle contractions of the heart its pace can be predicted over and over again, it does not beat perfectly regular, but the chaotic manner that slightly exists in heart beatings does prove a different view of determinism. 6 Looking back at the heart beat, an example can be drawn; as I exercise the rate of my heart beat increases, and as I stop it slowly returns to its normal pace, the beating of the heart is regular enough, but not too much regular that it would become inflexible and fail to respond to unpredicted impulses, as well as the irregular beating does not fail to meet the requirement of pumping the blood throughout my body7. To continue this essay onto the next real life situation we come across another aspect of predictions. Now as I maintain onto my next real life situation which deals with history and the predictions of the Mayan civilization, the knowledge issue that arises is, how can we draw a clear line between fact and the interpretation of predictions made in the past? The claim I would make as a knower would be that the interpretation made in our past does not give supporting factual information, it is purely a prediction of what is going to happen in the future, unlike the weather prognosis which is based on scientific methods. People do not necessarily need to believe that they can perceive order in the chaotic events predicted by the Mayans, although to a certain extent we have to accept the fact that predictions may come true. I consider the future being unpredictable enough to be chaotic; all uncertain factors of life can be seen as chaos as we are not able to find any order to help us understand the future awaiting us. As the chaos theory determines, prediction and chance both work together, so what the Mayans predicted could according to the chaos theory involve the chance of something happening, which would be an uncertain factor. This means that we cannot wholly base our knowledge and faith on the reliability of predictions; instead we should be able to accept the chaos and hope to find some order in it. An example could be, if I predict receiving a phone call tomorrow, then I might very well be influenced by either my subconscious mind telling me I actually am expecting someone to phone me, or if not, chance will dominate the possibility of me receiving a phone call. In any case, predictions can never be proven or disproven, until the time of prediction has gone past which is why predictions differ a lot from theories. A theory can always be proved right or wrong with the right measures, but a prediction cannot be proved at all until after something is supposed to happen, consequently it is not possible to draw a clear line between facts and predictions in the past. There can be a lot of factors influencing a prediction, such as a subconscious mind, manipulation of thoughts etc. Evidently predictions can only be factual after and not before the happening. In my conclusion as a knowers perspective, I agree to the full extent with the title statement that people need to believe that order can be glimpsed in the chaos of events, and by having used personal and factual examples I have tried to justify my standpoint and clarify my belief in why I argue for or against these claims. Without our belief we cannot identify order persistently, our belief is the main key for us to focus on the order rather than the chaos that future brings us. If we do not learn to exhibit our needs in believing then we cannot adapt to our lives and subsist in comfort, in general it is simple to recognize this belief, we live with it and accept it, because we know nothing about tomorrows future, yet we hope to find peace and subtle living conditions that will keep us happy as a human being and race.

Business modeling Essays

Business modeling Essays Business modeling Essay Business modeling Essay Business indicates the gender and nationality of the MBA incoming class in two successive years at the Kelly school of business at Indiana university. A- For each year, create tables of counts of gender and of nationality. Than create column charts of these counts. Do they indicate any noticeable change in the composition of the two classes? B- Repeat part a for nationality, but recode this variable so that all nationalities that have counts of 1 or 2 are classified as other. The file POP_06. XSL lists the average time (in minutes) it takes citizens of 379 territorial areas to travel to work and back home each day. A- Create a histogram of the daily commute times. B- Find the most representative average daily commute time across this distribution. C- Find a useful measure of the variability of these average commute times around the mean. D- The empirical rule for standard deviations indicates that approximately 95% of these average travel times will fall betw een which two values? For this particular data set, is this empirical rule at least approximately correct? 20- The file POP_21 . XSL consumer confidence Index (CLC) attempts to measure peoples feelings about general business conditions, employment opportunities, and their own income prospects. Monthly average values of the CLC are listed in the file POP 20. XSL. A- Create a time series graph of the CLC values. B- Have U. S consumers become more or less confident through time? C- How would you explain recent variations in the overall trend of the CLC? 33- The file POP_03. XSL contains data from a survey of 399 people regarding an environmental policy. Use filters for each of the following. A- Identify all respondents who female, middle age, and have two children. What is the average salary of these respondents? Environmental policy. What is the average salary of these respondents. C- Identify all respondents who strongly agree with the environmental police. Hat proportion of these individuals are young? D- Identify all respondents who are either (1) middle-aged men with at least one child and an annual salary of at least $50. 000, or (2) middle-aged women with two or fewer children and an annual salary of at least $30,000. What are the mean and median salaries of the respondents who meet these conditions? What proportion of the respondents who satisfy these conditions agree or strongly agree with the environmental policy?

Spanish Words for Use Around the Home

Spanish Words for Use Around the Home If youre like most of us, chances are you spend more time at home than you do anywhere else. So if youre looking at expanding your Spanish vocabulary, you might consider starting with some of the places youre most familiar with. Following, then, are the most common Spanish words used for places and items in the house. Note that many of the words can vary with region, and many of the words can have other meanings in other contexts. For example, while dormitorio is a common word for bedroom, it also can refer to the sleeping car of a train. Rooms and Areas of the House attic: el tico, el desvn, el entretechobasement: el sà ³tanobathroom: el baà ±o, el cuarto de baà ±o, el retretebedroom: el dormitoriocloset, wardrobe: el armario, el roperocourtyard: el patioden, study: el estudiodining room: el comedorentryway: la entradafamily room: la estancia, el cuarto de estargarage: el garage, la cocherakitchen: la cocinaliving room: la sala de estar, el salà ³nroom: el cuarto Words for Built-in Features ceiling: el techocupboard: el armario, la despensadoor: la puertaelectrical socket: el enchufe (de pared)faucet: el grifofloor: el suelo (floor that is walked on), el piso (level of a building)(kitchen) counter: el mostrador (de cocina), la encimera (other words are also used in various areas)lamp: la lmparalight: la luz, la lmpara, la lmpara de techo (ceiling light), el plafà ³n (ceiling light)mirror: el espejoroof: el tejadosink: el fregadero, el fregadero de cocina (kitchen sink), el fregadero de baà ±o (bathroom sink)stairs: la escalera, las escalerastoilet: el vter, el wter, el inodoro, el servicio, el retretewall: la pared (inside), el muro (outside)window: la ventana Words for Appliances and Furniture bed: la camablender: la licuadorachair: la sillachest of drawers: la cà ³modacouch, sofa: el sof, el divndishwasher: el lavavajillas, el lavaplatos, el friegaplatos (These are all compound nouns.)drier (for clothes): la secadorairon: la planchaoven: el horno (el horno microondas, or simply el microondas, microwave oven)stove: la estufa, la cocina (usage varies with region)table: la mesatoaster: el tostador, la tostadoravacuum cleaner: la aspiradorawasher (for clothes): la lavadora

State capitol Essay Example | Topics and Well Written Essays - 1000 words

State capitol - Essay Example it was precisely constructed in the year 1619 and was serving as the Virginia House of Burgesses and since then has been in place in its very own state reflecting its grandeur and poise in terms of the rich American political history that the country enjoys. The formal proceedings and handover of the building which led it to becoming the Capitol took place in 1788 (Spears, 2012, p. 86) under the then Governor Thomas Jefferson who would go on to become the President of United States of America. Through the different phases the building has seen numerous developments and improvements as the field of architecture and developmental works saw progress. Numbers of stories have been added to the building making it more accommodating and larger in its existence through timely modifications and additions. Underground constructions have been established which have enabled accommodating and adjusting more set of individuals and visitors in its parking areas and other surrounding localities. Defined as a model pattern based on the cubic architecture and structural design (Giordano, 2012,p. 130), it is considered novel on the account of political standing, the design so followed and the richness in terms of the architectural richness that it possesses within itself beholding the rich history spanning over more than two decades. Another significant existence of the building is the fact that it has been crafted through the ideas of the French professional craftsman who worked on it and designed it on the request and instructions of the then governor Thomas Jefferson. Owing to its importance in the context of the overall political and American civil life society, the place is a center of attention and a central hub towards the visitors from the various states within United States of America and to those who travel United States of America and have some level of affiliation and interest in

The problem of evil Essay Example | Topics and Well Written Essays - 750 words

The problem of evil - Essay Example A number of intellectual opinions have explained impossibility of existence of both God and His powers, and evil and its associated powers and suffering. Two sets of elements, three about God’s power and one about evil illustrates mutual exclusivity between the power of God over evil and the persistent existence of evil to develop the controversy. God is, for example, believed to be super powerful, present at all places and at all times and knows everything that happens on earth and in heaven. This means that evil occurs in God’s presence, against his powers, and with His knowledge. Consequently, existence of evil casts doubts on the three properties of God (Beebe 1). Similarly, if God has knowledge about existence of evil and the suffering that evil causes, He knows how to control evil power and has the capacity to control, and then existence evil would mean that God is not as good as He is expected to be. Also, if God wanted to control evil but does not, then it would mean that His power is not as sovereign as it is thought to be. Alternatively, if God has the power to control evil and wishes to, but has not, then it would mean that He is not aware of the existence of evil. These therefore mean that the presence of evil implies absence of at least one of the properties of God (Beebe 1). McCallum also explores the problem of evil through existence of evil in the presence of God’s power. The author explains that if God loves and has supreme power, according to a believer’s faith, then He should be able to terminate evil and its consequences. Existence of evil therefore puts a believer in a dilemma over the properties of God. From a biblical perspective, the author argues that if God is the creator of all that exist then He created evil because evil also exist. Similarly, belief that God is good and powerful would result in Him destroying evil. As a result, continued existence of evil discredits God’s properties as held among b elievers (McCallum 1). While approaches to explain the problem of evil are intellectual and seems to initiate doubt among believers regarding existence of God and His characteristics, a biblical approach to the problem offers a solution that provides for existence of God, His defined characteristics and existence of evil. This refutes the mutual exclusivity property of God and evil that intellectual approach explains. Suffering that is viewed as a manifestation of evil has its roots in the Bible because of sin and is bound to last forever. While it is normal that men appreciate a good deed’s result into benefits and happiness, people should also accept the fact that pain and suffering are consequences of man’s fall and should be expected to last. A controversy should not therefore arise over God’s ability and existence of evil and pain because these are consequences of man’s action during the initial fall (Keyes 5-6). A solution to the problem of evil is also derived from the fact that evil is not a creature but a bad choice or consequence of a bad choice. Evil does not also emanate from God but from man and his actions. The problem of evil can therefore be resolved by a practical step of transformation from doing badly, to

Cultural Assimilation Essay -- United States, American society, ethnic

Many people come to the United States for change. Change they think will be given to them the moment they step foot on U.S soil, which happens to be incorrect. There is a process to undergo before an individual is able to experience change. A process which occurs once they allow it to begin. Cultural assimilation is â€Å"a process by which members of an ethnic minority group lose cultural characteristics that distinguish them from the dominant cultural group or take on the cultural characteristics of another group† (medical-dictionary.thefreedictionary.com). It is challenging to begin, that is why when deciding on weather or not to assimilate, â€Å"people usually weigh the benefits and costs† (Konya 2). For example, parents usually assimilate even if it â€Å"imposes very large costs for them, because they want the best for their children† (Konya 2). But, there are still ethnic groups that assimilate into American society at much lower rates than others because they refuse to until they finally decide to later in their lives. To be more specific, there is evidence to support that Mexicans in Los Angeles, CA are assimilating at lower rates than any other race: â€Å"Now, a new study lays bare what sociologists and others have long argued: Mexican immigrants are assimilating to life in the United States less successfully than other immigrants† (Schulte 1). The Madonnas of Echo Park by Brando Skyhorse portrays the terrible effects caused by the slow cultural assimilation of Mexicans in Los Angeles compared to other races. These effects such as poor income and daily struggles can be seen through Felicia Esperanza and remarks made by Freddy Blas as well as Efren Mendoza. Felicia Esperanza, a U.S born citizen was raised in a very Mexican concentrated... ...0 Nov. 2013. . Lazear, Edward P. "Mexican Immigration to the United States." Ed. George J. Borjas. Mexican Assimilation in the United States (2007): n. pag. National Bureau of Economic Research. Web. 20 Nov. 2013. . Schulte, Bret. "Mexican Immigrants Prove Slow to Fit In." US News and World Report. USNews.com, 15 May 2008. Web. 15 Nov. 2013. . Skyhorse, Brando. The Madonnas of Echo Park. New York: Free, 2010. Print. Teske, Raymond H.C., Jr., and Bardin H. Nelson. Acculturation and Assimilation: A Clarification 1.2 (1974): 351-67. Jstor.org. Jstor.org/journals, Feb. 2013. Web. 15 Nov. 2013.

Food Marketing, Consumption, and Manufacturing Essay

Food Marketing. Food products often involve the general marketing approaches and techniques applied the marketing of other kinds of products and services. In food marketing, topics such as test marketing, segmentation, positioning, branding, targeting, consumer research, and market entry strategy, for example, are highly relevant. In addition, food marketing involves other kinds of challenges–such as dealing with a perishable product whose quality and availability varies as a function of current harvest conditions. The value chain–the extent to which sequential parties in the marketing channel add value to the product–is particularly important. Today, processing and new distribution options provide increasing increasing opportunities available to food marketers to provide the consumer with convenience. Markting, services, and processing added do, however, result in significantly higher costs. In the old days, for example, consumers might have baked their own bread from locally grown flour. Today, most households buy pre-manufactured bread, and it is estimated that the farmer receives only some 5% of the price paid by the consumer for the wheat. Demographics and Food Marketing. The study of demographics involves understanding statistical characteristics of a population. For food marketing purposes, this may help firms (1) understand the current market place (e. g. , a firm interested in entering the market for sports drinks in a given country, or worldwide, might investigate the number of people between the ages of fifteen and thirty-five, who would constitute a particularly significant market) or (2) predict future trends. In the United States and Germany, for example, birth rates are relatively low, so it can be predicted that the demand for school lunch boxes will probably decline. Therefore, firms marketing such products might see if they, instead, can shift their resources toward products consumed by a growing population (e. g. , bait boxes for a growing population of retired individuals who want to go fishing). Food marketers must consider several issues affect the structure of a population. For example, in some rapidly growing countries, a large percentage of the population is concentrated among younger generations. In countries such as Korea, China, and Taiwan, this has helped stimulate economic growth, while in certain poorer countries, it puts pressures on society to accommodate an increasing number of people on a fixed amount of land. Other countries such as Japan and Germany, in contrast, experience problems with a â€Å"graying† society, where fewer non-retired people are around to support an increasing number of aging seniors. Because Germany actually hovers around negative population growth, the German government has issued large financial incentives, in the forms of subsidies, for women who have children. In the United States, population growth occurs both through births and immigration. Since the number of births is not growing, problems occur for firms that are dependent on population growth (e. g. , Gerber, a manufacturer of baby food). Social class can be used in the positioning of food products. One strategy,upward pull marketing, involves positioning a product for mainstream consumers, but portraying the product as being consumed by upper class consumers. For example, Haagen-Dazs takes care in the selection of clothing, jewelry, and surroundings in its advertisements to portray upscale living, as do the makers of Grey Poupon mustard. Another strategy, however, takes a diametrically opposite approach. In at level positioning, blue collar families are portrayed as such, emphasizing the working class lifestyle. Many members of this demographic group associate strongly with this setting and are proud of their lifestyles, making this sometimes a viable strategy. An advertisement for Almond Joy, for example, features a struggling high school student being quizzed by his teacher remarking, â€Å"Sometimes you feel like a nut, sometimes you don’t! Nowadays, by the way, social class is often satirized in advertising, as evident in the Palanna All-Fruit commercials while the matron faints because the police officer refers to the fruit preserves as â€Å"jelly. † Demographics in the U. S. have significantly affected demand for certain food products. With declining birth rates, there is less demand for baby foods in general, a trend that will continue. Immigration has contributed to a demand for more diverse f oods. Long working hours have fueled a demand for prepared foods, a category that has experienced significant growth in supermarkets since the 1980s. Food Marketing and Consumption Patterns. Certain foods—such as chicken, cheese, and soft drinks—have experienced significant growth in consumption in recent years. For some foods, total market consumption has increased, but this increase may be primarily because of choices of a subgroup. For example, while many Americans have reduced their intake of pork due to concerns about fat, overall per capita consumption of pork has increased in the U. S. This increase probably results in large part from immigration from Asia, where pork is a favored dish. Consumption of certain other products has decreased. Many consumers have replaced whole milk with leaner varieties, and substitutes have become available to reduce sugar consumption. Beef and egg consumption have been declining, but this may be reversing as high protein diets gain increasing favor. Some food categories have seen increasing consumption in large part because of heavy promotional campaigns to stimulate demand. International Comparisons. Americans generally spend a significantly smaller portion of their income on food than do people in most other countries. Part of this is due to American affluence—in India and the Philippines, families are estimated to spend 51% and 56% of their incomes on food, respectively, in large part because of low average incomes. Food prices also tend to be lower in the U. S. than they are in most industrialized countries, leaving more money for other purposes. Americans, on the average, are estimated to spend 7-11% of their income on food, compared to 18% in Japan where food tends to be very expensive. This is because food prices are relatively low, compared to other products, here. Food outlets. Food, in the United States, is sold in a diversity of outlets. Supermarkets carry a broad assortment of goods and generally offer lower prices. Certain convenience products—e. g. , beverages and snacks—are provided in more outlets where consumers may be willing to pay higher prices for convenience. Distinctions between retail formats are increasingly blurred—e. g. , supermarkets, convenience stores, and restaurants all sell prepared foods to go. A small number of online retailers now sell food that can be delivered to consumers’ homes. This is usually not a way to reduce costs—with delivery, costs are usually higher than in supermarkets—but rather a way to provide convenience to time-pressed consumers. Internationally, there are large variations. In developing countries, food is often sold in open markets or in small stores, typically with more locally produced and fewer branded products available. Even in many industrialized countries, supermarkets are less common than they are in the U. S. In Japan, for example, many people show in local neighborhood stores because it is impractical to drive to a large supermarket. In some European countries, many people do not own cars, and thus smaller local shops may be visited frequently. Food is increasingly being consumed away from the home—in restaurants, cafeterias, or at food stands. Here, a large part of the cost is for preparation and other services such as ambiance. Consumers are often quite willing to pay these costs, however, in return for convenience and enjoyment. Government Food Programs. Government food programs, in addition to helping low income households, do increase demand for food to some extent. In fact, increasing demand for farm products was a greater motivation than helping poor people for the formation of the U. S. food stamp program. The actual impact on food stamps on actual consumer demand is limited, however, due to the fungibility of money. It is estimated that one dollar in food stamps increases the demand for food by 20 cents, but when food stamps are available to cover some food costs, recipients are likely to divert much of the money they would otherwise have spent to other necessities. Food Marketing Issues. The food industry faces numerous marketing decisions. Money can be invested in brand building (through advertising and other forms of promotion) to increase either quantities demanded or the price consumers are willing to pay for a product. Coca Cola, for example, spends a great deal of money both on perfecting its formula and on promoting the brand. This allows Coke to charge more for its product than can makers of regional and smaller brands. Manufacturers may be able to leverage their existing brand names by developing new product lines. For example, Heinz started out as a brand for pickles but branched out into ketchup. Some brand extensions may involve a risk of damage to the original brand if the quality is not good enough. Coca Cola, for example, refused to apply the Coke name to a diet drink back when artificial sweeteners had a significantly less attractive taste. Coke created Tab Cola, but only when aspartame (NutraSweet) was approved for use in soft drinks did Coca Cola come out with a Diet Coke. Manufacturers that have invested a great deal of money in brands may have developed a certain level of consumer brand loyalty—that is, a tendency for consumers to continue to buy a preferred brand even when an attractive offer is made by competitors. For loyalty to be present, it is not enough to merely observe that the consumer buys the same brand consistently. The consumer, to be brand loyal, must be able to actively resist promotional efforts by competitors. A brand loyal consumer will continue to buy the preferred brand even if a competing product is improved, offers a price promotion or premium, or receives preferred display space. Some consumers how multi-brand loyalty. Here, a consumer switches between a few preferred brands. The consumer may either alternate for variety or may, as a rule of thumb, buy whichever one of the preferred brands are on sale. This consumer, however, would not switch to other brands on sale. Brand loyalty is, of course, a matter of degree. Some consumers will not switch for a moderate discount, but would switch for a large one or will occasionally buy another brand for convenience or variety. The â€Å"Four Ps† of Marketing. Marketers often refer to the â€Å"Four Ps,† or the marketing portfolio, as a way to describe resources available to market a product: * Product. Firms can invest in the product by using high quality ingredients or doing extensive research and development to improve it. Both McDonald’s and Burger King, for example, literally spend millions of dollars to perfect their French fries! In today’s Western markets with varying tastes and preferences, it has generally been found that products that offer a specific benefit—e. g. , a very tart taste in jam—tend to fare better than â€Å"me, too† products that merely imitate a competitor’s products. Less is known about Eastern and developing countries. * Price. Different strategies may be taken with respect to price. Generically, there are two ways to make a profit—sell a lot and make a small margin on each unit or make a large margin on each unit and settle for lesser volumes. Firms in most markets are better off if the market is balanced—where some firms compete on price and others on other features (such as different taste preferences for different segments). The same idea applies at the retail level where some retailers compete on price (e. g. , Food-4-Less and Wal-Mart) while others (such as Vons Pavillion) compete on service while charging higher prices. * Distribution. Most supermarkets are offered more products than they have space for. Thus, many manufacturers will find it difficult to get their products into retail stores.

Reflection Paper On Self Reflection - 802 Words

Natalie Estrada Sandra Peck INRW 0311 07 September 2017 Self-Reflection Self-Reflection is very important it is just a matter of taking your time to think things out. In every situation that everybody is going through it’s important to stop and take a moment to reflect. I try to always stop and think before I do or say something that is going to harm me. Not only does it work to reflect when you are going through a fight. It’s important to reflect in school such in assignments and have better grades. Self-Reflection is going to make you a better person and help you take the right decisions in life. It will make you realize what are your strengths and weaknesses. Everyone has their own Personality traits that make them unique. That makes†¦show more content†¦I would also turn in my assignments on time, and always paying attention in class never was I distracted or interrupting in class. I have always been self-reflective, I always think before I do something. I reflect the things that I have been through in the past and analyze before doing it. I try to avoid doing the same mistakes I did on the past. I have considered that I have self-awareness, I recognize my mistakes and I know my strengths and weaknesses. I agree on what my past teachers have told me on how I really am in school. That I am very focused on what I do and I motivate myself to do better. That I am a very determined person and responsible on everything. I would totally agree on how my former teachers described me. That was the same person I was with for most of the week and they got to know me on know how I was and how passionate I was in school. At my worst as a stud ent I can say that I procrastinate too much and at the end I end up doing everything last minute. If I took more time on doing my assignments I would totally get a much better grade. As a student, I have always been very dedicated in school. I like to be an honor roll student. I am not comfortable if I get a grade below eighty. I give my best to succeed in school. If I want something I fight for it until I obtain what I want. I try to do all my work on school so I won’t have homework and be more concentrated in it. I’ve always been the studentShow MoreRelatedReflection Paper On Self Reflection757 Words   |  4 PagesSelf-Reflection paper I cannot help but think how useful this course has been. Reflecting on the content covered over the course of this semester I have seen growth, and how changes on my lesson plan that not only benefited every student but also changed my focused in using different methods of instruction to fit the needs of every individual student. I truly enjoyed that the course was divided into main topics to help me grow on a professional level. Each topic attempted to provide specific examplesRead MoreReflection Paper On Self Reflection1514 Words   |  7 PagesSelf-Reflection paper I cannot help but think how useful this course has been. 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